Terms & Services

1. Acceptance of Terms

By accessing the Bitfinix Capital platform, opening an investor account, or transacting in any vehicle offered by Bitfinix Capital Pvt. Ltd. ("Bitfinix"), you agree to be bound by these Terms & Services and any vehicle-specific offer memoranda.

2. Eligibility

You must be:

• An Indian resident aged 18 years or above, or a permitted non-resident investor; and
• Capable of contracting under the Indian Contract Act, 1872; and
• In possession of valid PAN and bank account in your own name.

We may decline applications at our sole discretion. Minimum ticket size for participation is ₹5,00,000 unless specified otherwise in a specific offer memorandum.

3. Nature of the Platform

Bitfinix is an investment management platform offering pooled and direct exposure to real estate, private equity, structured debt, and profit-sharing vehicles. Bitfinix is not a banking company, deposit-taking institution, or a registered stock broker. Returns are not guaranteed.

4. Investment Risk

All investments carry risk. Returns are subject to:

• Market conditions, asset-class volatility, and macroeconomic factors.
• Regulatory changes affecting real estate, private placements, or alternative investments.
• Counterparty performance, builder execution, tenant occupancy, and exit liquidity.
• Force majeure events outside of our reasonable control.

You acknowledge that you may lose part or all of your invested capital. Past performance of any Bitfinix vehicle is not indicative of future returns.

5. KYC, AML & Sanctions

You agree to provide accurate KYC documents and to update them promptly upon any change. We comply with the Prevention of Money Laundering Act, 2002 and applicable FATF/UN sanctions lists. We may freeze or reverse transactions found to violate AML obligations.

6. Fees & Charges

Vehicle-specific fees (management, performance, exit) are disclosed in the relevant offer memorandum. Platform-level charges, where applicable, are disclosed at the point of investment. GST is charged extra where applicable.

7. Payouts & Redemptions

Payouts are processed to the registered bank account on the schedule specified in your investor agreement. Redemption (where permitted) is subject to lock-in periods, exit windows, and pro-rata redemption rules. TDS is deducted as per the Income Tax Act, 1961.

8. Confidentiality

Information shared on the platform — including offer memoranda, project diligence reports, and co-investor identities — is confidential. You may not disclose, reproduce, or commercially exploit such information without our written consent.

9. Limitation of Liability

To the maximum extent permitted by law, Bitfinix's aggregate liability to any investor in respect of any vehicle shall not exceed the fees collected from such investor in the preceding twelve (12) months. Bitfinix shall not be liable for indirect, consequential, or punitive damages.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of India. Any dispute shall first be referred to mediation; failing which, to arbitration under the Arbitration and Conciliation Act, 1996, with the seat at Kolkata, before a sole arbitrator appointed by mutual consent.

11. Amendments

We may revise these Terms with at least fifteen (15) days' notice. Continued use of the platform after the effective date constitutes acceptance.

12. Contact

Compliance Office · compliance@bitfinixcapital.com